Mortgage Advice in Armagh

We provide expert mortgage advice for first time buyers, home movers and those looking to remortgage in Armagh, NI.

Mortgage advisors in Armagh

Caroline McCavanagh is the founder and owner of CMC Advice, with the sole focus of helping people like you all over Northern Ireland and right here on her doorstep, in Armagh to attain the mortgage they need.

Buying a house is one of the biggest financial commitments you’ll make in your lifetime, which is why having mortgage advice is critical in ensuring you get the best deal for you.

With our office in Craigavon, we are only 15 minutes away from Armagh, meaning we’re local and always available to help you every step of the way.

What do our mortgage advisors in Armagh do?

Providing clarity and guidance on mortgages

In Northern Ireland, a mortgage advisor plays a pivotal role in helping individuals navigate the complex landscape of financing a property. Our main responsibility is to provide expert guidance and advice to you seeking to secure a mortgage for purchasing a property or remortgaging an existing one.

Mortgage advisors assess clients’ financial situations, including income, expenses, credit history, and future financial goals, to determine the most suitable mortgage options available to them.

Access to a huge range of mortgage products

We have access to a large panel of products offered by various different lenders across Northern Ireland and the entire UK – ensuring we can offer the most relevant and beneficial advice to our clients.

Proving a seamless mortgage process

Finally, and arguably one of our most important benefits, is that we do this every day. The mortgage process can be appear very complicated and technical, however, we work with people just like you every single day. So be assured that with a mortgage advisor, the process will become seamless.

Some frequently asked questions we get from our clients in Armagh.

What mortgage options are available in Armagh?

In Armagh, you can access a variety of mortgage options, including first-time buyer mortgages, home mover mortgages, remortgages, and buy-to-let mortgages. Our advisors will help you choose the best deal for your needs.

How much deposit do I need for a mortgage in Armagh?

Typically, you will need a deposit of at least 5% of the property’s value. However, higher deposits can provide access to better mortgage rates.

Can I get a mortgage if I’m self-employed?

Yes, self-employed individuals can secure a mortgage in Armagh. Lenders will require proof of income, such as tax returns and business accounts, to assess your affordability.

The mortgage market in Armagh, Northern Ireland

There’s no denying that the past few years have been considerably tough, with cost of living, house prices and higher interest rates. However, as 2025 continues, interest rates have started to stabilise and stay that way. This means that lenders are able to offer much more competitive and attractive mortgage products to you, than they were able to do just 3 years ago.

If you’re planning to buy a home in Armagh, or you currently reside here in Armagh and are looking for a better deal – now is a great time to speak with us and see how we can help.

Why should you use CMC Advice?

Caroline has an in-depth knowledge of the mortgage and protection industry and can help find the most suitable products to suit your needs and budget. Her knowledge expands beyond mortgage and protection as her portfolio extends to Private Health Insurance for individuals as well as business’ seeking this product as an employee’s benefit. Private Health Insurance has become ever more popular and necessary to Caroline’s existing and new clients resulting in her developing a strong working relationship with many businesses and their employees throughout Northern Ireland.

We're local to you and provide both evening and weekend appointments! We also offer Zoom meetings.

Book a no obligation appointment with us today

Get started on your mortgage journey and take action today!

About Armagh

Armagh is the county town of County Armagh and a city in Northern Ireland, as well as a civil parish. It is the ecclesiastical capital of Ireland – the seat of the Archbishops of Armagh, the Primates of All Ireland for both the Roman Catholic Church and the Church of Ireland.

Along with Armagh, due to our close proximity, we provide mortgage advice in Portadown and Lurgan/ Craigavon.